National Credit File for Employment Reports (NCF-E) can be accessed instantly and provide objective consumer information that allows you to consider the individual for employment or security access authorization. The NCF-E Report is a tool to assist employers in making sound hiring decisions, especially if the position involves sensitive information, safety or security. The information in the employment credit report is provided through a national consumer credit bureau.



Report For:
TEST, KENNETH                      Reason for Access:
SSN 999999999 DOB 08071981         Billing reference:

SSN 999999999 was VALIDLY ISSUED between 1983 and 1984 in HI
          


                    First Advantage - NATIONAL CREDIT FILE REPORT

Quoteback: 111111111_111_1                                                Page 1
Account: XXXXXXXXX                                       Report Date: 07/10/2001
         SAMPLE COMPANY                                              Time: 11:52
Requester:                                            NCF Ref. #: 00000000000071
********************************************************************************
NATIONAL CREDIT FILE FOR EMPLOYMENT PURPOSES
CONSUMER CREDIT INFORMATION IN THIS REPORT OBTAINED FROM EQUIFAX
********************************************************************************
------------------------------ SUBJECT INFORMATION -----------------------------
         Report 1 of 1
Name:     TEST, KENNETH                                         SSN: 999-99-9999
Address:  1000 MAIN STREET  SMALL TOWN , MS 00002                  Rpdt: 03/1998

Fmr Add:  8 LEFT CT FONTANA, CA 92336                              Rpdt: 08/2000
Fmr Add:  123 MAIN ST CHICAGO, IL 60615                            Rpdt: 03/2000
DOB/AGE:             SEX:               Marital:             Dependents:
                                                          Date of Death:
------------------------------------ SUMMARY -----------------------------------
     Bankruptcies: NO                             File Established: 01/12/1993
   Public Records: NO                 Oldest Opening Date of Trade: 11/1985
 Collection Items: NO               Latest Reporting Date of Trade: 08/2000
High Credit Range: $186-9953                  Latest File Activity: 11/08/2000
Total Trade Lines: 9

ACCT STATUS:  Current Hist Delnq Description
              ------- ---------- ---------------------------------------------
          1:     8        0      Pays Account as Agreed
          2:     0        2      Pays/Paid  30-60 Days or Max 2 Paymts Past Due
          5:     0        3      Pays/Paid   120+ Days or 4+ Paymts Past Due
          9:     1        0      Bad Debt
  No Status:     0               Status Not Known

                                #  High Crdt       Owed       Past Due
      REVOLVING (R) Accounts:   7       9006         4404         1009
           OPEN (O) Accounts:   0          0            0            0
    INSTALLMENT (I) Accounts:   2      19906            0            0
                 Grand Total:   9      28912         4404         1009

---------------------------------- EMPLOYMENT ----------------------------------
Current:  Position:                                       Date Employed:
          Firm/Loc: CASPERS HOTDOGS
Former:   Position: MANAGER
          Firm/Loc: TATTERSON DENTAL
Former:   Position: OWNER
          Firm/Loc: TAIPEI
---------------------------- TRADE ACCOUNT ACTIVITY ----------------------------

Date    Current      High    Now    Past Terms or Mos.  Date   Acct      Firm
Rpdt    Status       Credit  Owes   Due  Pymt Amt Rev  Opened  Type Name & No.
----    ------       ------  ----   ---  -------- ---  ------  ---- ----------
08/2000 R/On Time    500     0      0              08  12/1999      FIRST BKCD
        Last Activity: 08/2000 Acct No:                            *495ON00515
CREDIT CARD

10/1999 R/On Time    1500    1499   0              53  04/1995
        Last Activity: 10/1999 Acct No:                             172WM00600
AMOUNT IN H/C COLUMN IS CREDIT LIMIT

10/1999 R/On Time    1500    0      0              53  04/1995      BANKAMERIC
        Last Activity: 10/1999 Acct No:                            *702BB01471
CREDIT CARD

10/1999 R/On Time    750     0      0         10   07  03/1999      RADIO SHCK
        Last Activity: 09/1999 Acct No:                            *905HZ00082
AMOUNT IN H/C COLUMN IS CREDIT LIMIT

07/1997 R/Bad Debt   3070    2905   1009      78       11/1985      MONT/WARD
        Last Activity: 05/1996 Acct No:                            *906DC00136
Times Late - by 30 Days: 1  by 60 Days: 1  by 90 Days: 9
Prev Delinquency: 05/1997-Late 120+
Prev Delinquency: 04/1997-Late 120+
Prev Delinquency: 03/1997-Late 120+
CHARGED OFF ACCOUNT

08/1995 R/On Time    186     0      0              09  10/1994      JCP/MCCBG
        Last Activity: 07/1995 Acct No:                            *404FF03555
Times Late - by 30 Days: 1  by 60 Days: 0  by 90 Days: 0
Prev Delinquency: 06/1995-Late 30-60
CHARGE

06/1994 R/On Time    1500    0      0              26  12/1991      ROCKY MTN
        Last Activity:         Acct No:                            *146ON00069
CLOSED ACCOUNT

10/1997 I/On Time    9953    0      0        329   35  10/1994 INDIV
        Last Activity: 10/1997 Acct No:                             168XZ00021
PAID ACCOUNT/ZERO BALANCE

10/1997 I/On Time    9953    0      0        329   35  10/1994 INDIVKEY BANK
        Last Activity: 10/1997 Acct No:                            *701BB00060
Times Late - by 30 Days: 2  by 60 Days: 0  by 90 Days: 0
Prev Delinquency: 10/1996-Late 30-60
PAID ACCOUNT/ZERO BALANCE

-------------------------------- INQUIRY HISTORY -------------------------------

              Inq. Date     Member No.   Firm
              --------      ---------    ----
              11/07/2000    164ON00069   WFB CD SVC
              11/01/2000    164ON00069   WFB CD SVC
              09/27/2000    605ZB52190   SIERRACITY
              09/26/2000    605ZB52190   SIERRACITY
              09/18/2000    605ZB52190   SIERRACITY
              09/08/2000    241BB01144   FUNB
              08/31/2000    605ZB52190   SIERRACITY
              08/15/2000    180BB32580   B OF A
              08/10/2000    180BB32580   B OF A
              08/10/2000    243BB00813   CITIFINANC
              08/09/2000    944BB00317   POINTPATH
              07/31/2000    243BB00813   CITIFINANC
              07/07/2000    502IZ74662   MERCURYINS
              07/03/2000    409BB07703   SO TRUST
              06/30/2000    502ZB50881   CHOICEPT
              06/28/2000    502IZ74662   MERCURYINS
              06/27/2000    164ON00069   WFB CD SVC
              06/21/2000    241FM01606   FUHEB
              06/21/2000    241BB02472   FUHEB
              06/21/2000    241FM01598   FUHEB
              06/13/2000    164ON00069   WFB CD SVC
              05/11/2000    243FP03698   COMPLT SRC
              04/24/2000    404FA01117   CUSTOMAUTO
              04/24/2000    777BB01448   IBERIABK
              04/19/2000    243FP03698   COMPLT SRC
              03/17/2000    404FA01000   CUSTOMAUTO
              01/14/2000    594BB11089   BOCC
              01/05/2000    414BB15822   PEOPLES BK
              11/20/1999    458ON07296   FIRST USA
              04/18/1999    910UT13716   SPRINT PCS
              12/11/1998    162BB10365   WFB CD SVC

------------------- Prepared by: NATIONAL CREDIT FILE SYSTEM -------------------
                                First Advantage Inc.
If you have questions, contact:                  Refer consumers to:
-------------------------------                  ------------------------------
First Advantage Employment Advantage Message center    First Advantage Employment Advantage Consumer center
P. O. Box 105179                                 P. O. Box 105108
Atlanta, Georgia 30348-5179                      Atlanta, Georgia 30348-5108
Telephone: 1-800-456-6432                        Telephone: 1-800-456-6004

            NCF is a Service Mark of First Advantage® Employment Advantage, Alpharetta, GA
          

END OF REPORT FOR: TEST, KENNETH





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